Your Flexible Spending Account (FSA) is one of the most underused tools for paying for physical therapy. If you have money left in your FSA at the end of the year, you risk losing it.
What is an FSA?
A Flexible Spending Account lets you set aside pre-tax dollars for qualified medical expenses -- including physical therapy. The money comes out of your paycheck before taxes, which means you save on every dollar you contribute.
How to Use Your FSA for Physical Therapy
Physical therapy is a qualified medical expense under FSA rules. That means you can use your FSA debit card to pay for sessions at Movement Solutions. We accept HSA and FSA debit cards at the time of service.
Don't Let Your Dollars Expire
Most FSAs operate on a "use it or lose it" basis. If you have funds remaining at the end of the plan year, you may forfeit that money. Some plans offer a grace period or allow a small rollover, but the rules vary by employer.
If you have FSA dollars left, now is the time to schedule your sessions.
What to Do Next
- Check your FSA balance with your employer or benefits administrator
- Confirm your plan year deadline (often December 31)
- Schedule your sessions at Movement Solutions before your funds expire
- Bring your FSA debit card to your appointment
Physical therapy is an investment in your body. Your FSA makes it easier to afford the care you need -- don't leave that money on the table.
Have questions about using your FSA or HSA at Movement Solutions? [Contact us](/contact) and we'll walk you through it.